Did you know that Living New Jersey is affiliated with the HomeSeeker Down Payment Program (DPA)?  This program will provide a $16,000 incentive to qualified homebuyers to purchase a primary residence in targeted areas in New Jersey.  The loans are only available to eligible homebuyers who obtain first mortgage financing though the NJ Mortgage and Finance Agency's Homeward Bound Mortgage Program.  

Borrowers must meet the minimum FICO score and debt-to-income rules as listed in the sellers guide available at

The targeted areas include the following counties: Atlantic, Camden, Essex, Gloucester, Passaic and Union. The property must not exceed the maximum purchase price limit in all counties of $437, 349 for existing one family dwellings and $559, 854 for existing two to four family dwellings.  The property must be occupied as the borrower's primary residence within 60 days of closing.  Borrower must maintain occupancy for the life of the HomeSeeker DPA loan.  

For more information on the HomeSeeker Program, please feel free to reach out to us at any point or call our Financing Specialist, Brian Gammero at 201-916-1232, or email Brian at



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